Stamp duty & registration charges in Navi Mumbai 2026: a complete guide

The price on the brochure is not the price you pay. When you register a home in Maharashtra, the state levies stamp duty and a registration fee on top of the agreement value, and both are due at registration — so they need to be in your budget from the start.

How it is calculated

Stamp duty is charged as a percentage of the higher of the agreement value or the government’s ready-reckoner value for that building. The registration fee is a separate, smaller charge, usually capped at a fixed amount for higher-value properties. Municipal and metro cess can apply on top, depending on the location.

What varies

Rates change with state budgets, and concessions are offered from time to time — for example, a lower rate where the property is registered in a woman’s name. Because the exact percentages and caps are revised periodically, confirm the current figures with the sub-registrar’s office or your conveyancing lawyer before you commit.

The practical point

Set aside a clearly separate sum for stamp duty and registration alongside your down payment and loan, and get your developer or lawyer to give you the all-in registration cost in writing for your specific flat.